Senior Drivers in Virginia
As a senior in Virginia, you may be wondering how to become a safer driver, and that is a valid question. Virginia laws have changed over time, and there are driving safety course options and safe driving tips available that can aid you in becoming a safer driver. You also may not be aware of the car insurance discounts for seniors that may be available to you. Finally, if you make the choice to do so, it is important to understand the senior’s voluntary surrender of driving license process and how to cancel car insurance. For more information on safe driving techniques and resources for senior citizens in Virginia, review the sections below.
Driving Safety Tips in Virginia
If you are a senior wondering how to drive a car safely, you can research safe driving tips to aid in your improvement. Road safety tips can be a valuable resource for you to improve your safe driving skills. If you would like to know how to become a safer driver, consider some of the following driving safety rules:
- If you have trouble with your vision, avoid driving at night and do not tint your windows
- Avoid driving during periods of high traffic, such as early morning, lunch and evening commute times if you live in a highly populated area
- Keep your windshield, headlights and mirrors clean in order to improve your visibility
- Limit distracting noise inside of the vehicle, including conversations with passengers and the use of cell phones
- Keep a safe distance between you and the car ahead of you so that if you do need to brake, you will have ample time to do so
Review more safe driving tips by downloading our free, informative guide.
By following these road safety rules and safety driving tips for seniors, you are well on your way to becoming a safer driver.
Mature Driver Courses in Virginia
A Virginia mature driver program is an excellent way to refresh yourself on the rules of the road, and through these mature driving lessons, you will likely become a safer driver. As a senior, if you have any concerns about driving and would like to learn safer driving methods, take advantage of a seniors advanced driving course. An intensive driving course for seniors is optional to you, unless of course, you have been required to attend a mature driver improvement course as a result of a conviction or a traffic infraction. Upon the completion of a required mature driver education course, you will likely earn safe driving points on your Virginia driving record. The defensive driving course for seniors is specifically tailored to those who are 50 years of age and older, and while an online driving school for seniors is available, it is important to note that you will not earn safe driving points for the completion of an online driving course for seniors. However, an AAA mature driving course, even one completed online, may provide you with eligibility to receive an additional discount on your auto insurance.
Senior Car Insurance Discounts in Virginia
Your seniors car insurance in Virginia may not need to cost as much as you think. Many agencies offer car insurance discounts for seniors. Several over 50 car insurance policies include deeper discounts, especially if you have maintained the same policyholder for years. Additionally, you could be eligible for additional discounts on the car insurance for senior citizens policies that are available to you if you have completed one of the mature driver education courses that are available within the state of Virginia. When searching for discount auto insurance for seniors, you should compare several senior car insurance quotes in order to find the coverage amount and insurance rate that fits your needs. Your car insurance for elderly drivers policy will need to meet the insurance minimums that are set by the state of Virginia, but you can request additional coverage to aid you in the event of an accident. Learn more in our free senior drivers car insurance guide, so you can read about senior car insurance quotes and discount auto insurance for seniors.
How to Surrender Your Drivers License in Virginia
You may be wondering about the process of a senior’s surrender driving license in Virginia if you have had a narrowly avoided collision, an accident, multiple traffic violations, health concerns or if the cost of owning a vehicle is no longer worth it. With a senior’s voluntary surrender of driving license, you will no longer be permitted to operate a motor vehicle without obtaining a new Virginia drivers license. In order to surrender drivers license credentials, you will need to visit your local Virginia DMV and complete the voluntary surrender forms for seniors, as well as provide the Virginia DMV with your drivers license. If you do want to fulfill a seniors surrender driving license request, learn how to apply for a Virginia identification card in order to maintain a proof of identification.
In addition to voluntary surrender, Virginia can mandate surrendered drivers license for seniors, should you no longer be able to pass a vision exam, or if you earn too many demerit points on your driving record. Furthermore, seniors who are 75 years of age and older can only renew a drivers license at a local Virginia DMV, going forward.
How to Cancel Car Insurance in Virginia
Cancelling car insurance if you are a senior in Virginia is important if you chose to surrender your drivers license. This is sometimes overlooked, but a seniors cancellation of vehicle insurance will ultimately save you more money, as there is no use in keeping auto insurance that you no longer use. If you wish to cancel car insurance policy memberships, follow the steps to cancel your car insurance. You should:
- Let the insurance company know that you wish to end your policy. This can usually be done online, over the phone or in person.
- Allow the insurance company to handle auto insurance cancellation for seniors, which means you may be asked to sign a company document that indicates your desire to stop coverage or speak with an agent.
- Ask for a refund if there is any time left on your policy.
- Cancel any automatic payments that you had set up for your auto insurance.
It is crucial that you follow these tips in cancelling car insurance in order to ensure you’re your auto insurance is truly cancelled, and that you will not receive any additional bills.